Eliminate Your Mortgage and Other Debts

The Money Merge Account® Pro program from United First Financial pays off mortgages faster using an interest-cancellation strategy.

While many homeowners realize that they can save money by reducing the interest rate they pay on their loans, few think about the length of time they will be paying.

The Money Merge Account program combines innovative software with traditional banking systems and personal coaching to drastically reduce your mortgage term and minimize your interest.

Put Your Finances on the Fast Track 

The Money Merge Account program pays off consumer debt using an interest-cancellation strategy similar to that used to pay off a mortgage.

You can save time and interest on nearly every debt you have. The key is to make your money work smarter with little impact to your standard of living.

The Money Merge Account program calculates the fastest way to pay off your mortgage and consumer debt, and build a substantial savings nest egg based on your specific income, payments, living expenses and financial goals.

You never have to guess which loans to pay off first, when to pay or how much extra to send.

"We had 28 1/2 years left on our 9 acre property, and we took it down to 9.3 years, without refinancing, changing our budget, or lifestyle.  We will save $143,000 in interest.  It is the best financial decision we have ever made!" --- M. Troyer, Sugarcreek, Ohio

Increase Equity, Build Assets, Create Wealth

The Money Merge Account program goes beyond helping individuals and families achieve success paying down debt—it also makes it possible to accumulate wealth targeted to each client’s personal financial goals.

Simply enter your financial goals, whether it’s to pay off a vacation home, fund early retirement or pursue your wildest dream. Enter all the variables: principal, interest rate, term—even cash rewards on credit cards.

Using this information, the Money Merge Account program calculates how to pay off debt with some of the fastest payoff results imaginable—and build a substantial savings nest egg.

So Much More Is Possible

• The Money Merge Account program offers enhanced features that truly take your financial life to a new level:
• Enhanced calculations to pay down mortgage and consumer debt
• Software options that allow clients to use more credit options - even a credit card
• A financing option to give clients more payment flexibility
• Software setting that let the client select how aggressively to pay down debt or build wealth
• Designed to payoff multiple mortgages at the same time

• Functions as an account register
  • Manage an unlimited number of non-mortgage creditors simultaneously
  • The user can used detailed accounting or groupings of items

Additional Features

• Track separate accounts, such as checking, savings, and loans

• Dynamic reporting for your payoff progress: years to payoff, final payoff date, interest saved and interest gained.

• A comprehensive budgeting system, fine-tuned to the sensitivity of each client's goals

• Custom dashboard

• Identify TruCost for expenses and purchases

• Identify start and end dates for monthly expenses

• User-friendly software interface

• Text messaging operation and bill pay

• Toll-free client support

• Live financial education and coaching.